振り込み（ふりこみ、furikomi）
- bank transfer

The Japanese word 振り込み [振り込み] primarily means "bank transfer," "payment," or "deposit" made via a bank. It refers to the act of transferring money from one bank account to another, typically electronically. This can be used for various purposes, such as paying bills, sending money to someone, or making a payment for goods or services. The word implies a formal method of transferring money through a financial institution. This differs from cash payments.

⚫︎電気代を銀行口座から振り込みます。 Translation: I will pay the electricity bill by bank transfer from my bank account. ⚫︎友達に1万円を振り込みました。 Translation: I transferred 10,000 yen to my friend. ⚫︎商品の代金を振り込みで支払いました。 Translation: I paid for the product by bank transfer.

⚫︎ Use 振り込み [振り込み] when discussing bank transfers, payments, or deposits made through a bank. ⚫︎ It’s commonly used in situations involving money transactions, such as paying bills, settling debts, or transferring funds to others. ⚫︎ You can use it in formal or informal conversations, although its usage is more common in relatively formal settings involving finance. ⚫︎ Phrases like 振り込みをする (furikomi o suru) (to make a bank transfer) and 振り込みで (furikomi de) (by bank transfer) are frequently used.

⚫︎ The word is typically written in kanji as 振込 [振込] or hiragana as ふりこみ. ⚫︎ The complete kanji version is 振込. The kanji 振 means to shake, wave, or transfer, and 込 means to include or to put in. ⚫︎ The okurigana is み. ⚫︎ The verb form is 振り込む (furikomu). The word can be used as a noun or verb depending on the context.

⚫︎ 送金 (soukin): This means "remittance" or "sending money." It's a general term for transferring money. ⚫︎ 入金 (nyuukin): This means "deposit" or "payment." It focuses on receiving money into an account. ⚫︎ 振替 (furikae): This means "transfer" (specifically from one's own account to another, or within a single bank).

⚫︎ There is no direct antonym, as it represents a method of payment or transfer. However, related opposite concepts include receiving money or not making a payment. ⚫︎ 引き出し (hikidashi): "withdrawal". This is the opposite action within a banking context.

来月、家賃を口座から振り込みます。 ・Translation: I will pay the rent from my account by bank transfer next month. ・Explanation: This sentence illustrates the use of 振り込み [振り込み] for a regular payment, like rent.

給料が私の口座に振り込まれました。 ・Translation: My salary was transferred to my account. ・Explanation: This sentence shows the passive form of the verb, and the act of receiving a payment.

⚫︎ The word 振り込み [振り込み] is derived from the verb 振り込む (furikomu), which literally means "to shake in" or "to put in by shaking." ⚫︎ The verb 振 (fu) suggests the action of moving something. ⚫︎The verb 込 (komu) suggests the act of putting something into something else. ⚫︎In the context of banking, it signifies the act of putting money into an account (transferring).